Full Test Bank National and State Healthcare Reform Ch17

Dewar ASQZ

Chapter 17

True/False

1. As society ages, the incidence and prevalence of chronic disease such as diabetes, coronary artery disease, and arthritis decreases dramatically.

<Answer: False>

<Complexity: Easy>

<A-head: Introduction>

<Subject: Chapter 17, Page 141>

Multiple Response

2. Which of the following are concerns that must be addressed when developing and implementing policies to reform the healthcare system?

[1] Quality of care

[2] Access to care

[3] Demand of care

[4] Costs of care

<Answer: 2, 4>

<Complexity: Difficult>

<A-head: The History of and Methods for Reform>

<Subject: Chapter 17, Page 142>

Multiple Choice

3. Which model for universal coverage offers a universal benefits package and limits the choices for “frill” services available to those who can pay for additional care?

[1] Retrospective payment system

[2] Prospective payment system

[3] Fee-for-service payment system

[4] Single-payer payment system

<Answer: 4>

<Complexity: Moderate>

<A-head: The History of and Methods for Reform>

<Subject: Chapter 17, Page 142>

Multiple Choice

4. Which piece of legislation provides small business owners, their employees, and their dependents access to group health insurance purchasing cooperatives that offer group insurance at affordable rates when private insurance plans are either physically or financially unattainable?

[1] Social Security Act

[2] Affordable Care Act

[3] Health Insurance Portability and Accountability Act

[4] Medicare and Medicaid Act

<Answer: 2>

<Complexity: Moderate>

<A-head: The History of and Methods for Reform>

<Subject: Chapter 17, Page 142>

Multiple Response

5. Which of the following are alternative strategies routinely proposed at the federal and state levels to increase financial access to health care?

[1] Private insurance plans

[2] Single-payer option

[3] Mandated insurance coverage

[4] Social welfare

[5] Market incentives

<Answer: 2, 3, 5>

<Complexity: Difficult>

<A-head: Federal Reform Alternatives>

<Subject: Chapter 17, Page 142>

Fill-in-the-Blank

6. Proponents of universal health insurance coverage prefer the _______________________ system national insurance program.

<Answer: single-payer>

<Complexity: Moderate>

<A-head: Federal Reform Alternatives>

<Subject: Chapter 17, Page 142>

Multiple Choice

7. The Affordable Care Act includes a mandate for companies with how many employees to purchase a basic healthcare package for their employees?

[1] 10 or more

[2] 25 or more

[3] 50 or more

[4] 100 or more

<Answer: 3>

<Complexity: Moderate>

<A-head: Federal Reform Alternatives>

<Subject: Chapter 17, Page 142>

Matching

8. Match the terms to the appropriate description.

[1] The availability of government-sponsored insurance alternatives that create an incentive for firms to drop insurance coverage and simply pay a tax that could be much lower than the premiums being paid for the employer-based insurance.

<Answer: Public sector crowd out>

[2] Included in the Affordable Care Act to enhance access to and lower the cost of insurance to individuals and small groups.

<Answer: Health insurance purchasing cooperatives>

[3] Employers are required to purchase a basic healthcare package for their employees as defined by lawmakers.

<Answer: Mandated insurance coverage>

[4] Offers a universal benefits package in which extra coverage for services such as private hospital rooms can be purchased by individuals. The Canadian Medicare System is an example.

<Answer: Single-payer system>

<Complexity: Difficult>

<A-head: Federal Reform Alternatives>

<Subject: Chapter 17, Page 143>

True/False

9. Under the Affordable Care Act, the paradox of rising healthcare expenditures coupled with lower life expectancies is attempting to be addressed through a massive financial overhaul of the U.S. healthcare economy.

<Answer: True>

<Complexity: Easy>

<A-head: Federal Reform Alternatives>

<Subject: Chapter 17, Page 143>

True/False

10. Market-based approaches are built around the assumption that collective decisions are better than individual decisions.

<Answer: False>

<Complexity: Easy>

<A-head: Federal Reform Alternatives>

<Subject: Chapter 17, Page 144>