Verified Test Bank Ch14 Accounting And Financial Statements - Business Foundations Changing World 11e Complete Test Bank by O. C. Ferrell. DOCX document preview.

Verified Test Bank Ch14 Accounting And Financial Statements

Chapter 14

Accounting and Financial Statements

 


True / False Questions
 

1.

The terms accounting and bookkeeping are interchangeable.

 
 
True    False

 

2.

In accounting, a ledger is a time-ordered list of accounting transactions.

 
 
True    False

 

3.

Non-business entities typically obtain revenues through the sale of their assets.

 

 
 
True    False

 

4.

The balance sheet presents a "snapshot" of an organization's financial position at a given moment. 
 
True    False

 

5.

Cash from investing activities is calculated from changes in the long-term liability accounts and the contributed capital accounts in owners' equity. 
 
True    False

 

 


Multiple Choice Questions
 

6.

Accounting refers to the process of 
 

A. 

recording, measuring, and interpreting financial information.

B. 

producing goods and services.

C. 

reporting to only those within the organization.

D. 

reporting to only those outside the organization.

E. 

developing promotional plans.

 

7.

Which of the following is a function of the Public Company Accounting Oversight Board? 
 

A. 

It provides relief to banks during financial crisis.

B. 

It ensures that accounting firms do not separate their consulting and auditing businesses.

C. 

It makes rules and policies for accounting firms and businesses.

D. 

It overlooks the accounts department of the federal government.

E. 

It certifies individuals to provide accounting services.

 

8.

Evelyn is a self-employed, state-certified accountant who files tax returns, prepares financial records, and audits corporate financial records. She is known as a _____ accountant. 
 

A. 

private

B. 

certified management

C. 

certified public

D. 

noncertified

E. 

forensic

 

9.

Matt is an auto mechanic who runs his own small shop. When tax season comes, he hires an accountant from one of "the Big Four" accounting firms to help him file his business's tax return. In this scenario, Matt has most likely hired a _____ accountant. 
 

A. 

certified private

B. 

forensic

C. 

certified public

D. 

private

E. 

noncertified

 

10.

All of the following are part of "the Big Four" EXCEPT 
 

A. 

Ernst & Young.

B. 

Deloitte.

C. 

PricewaterhouseCoopers.

D. 

Plante Moran.

E. 

KPMG.

 

11.

Garrett wants to become a certified public accountant. To accomplish this, he must be certified by the _____ in which he plans to provide accounting services.

 
 

A. 

country

B. 

state

C. 

town

D. 

company

E. 

municipality

 

12.

Amanda is a certified public accountant who provides accounting services to individuals and businesses. Which of the following rights does her certification give her?

 
 

A. 

the right to express, officially, an unbiased opinion regarding the accuracy of a client's financial statements

B. 

the right to publicly express a biased opinion about the accuracy of a firm's financial statements

C. 

the right to express her personal opinion in all financial matters

D. 

the right to handle every firm's reports by different rules

E. 

the right to limit the types of assets commercial banks can buy

 

13.

The _____ Act required firms to be more rigorous in their accounting and reporting practices. 
 

A. 

Sarbanes-Oxley

B. 

Celler-Kefauver

C. 

Williams

D. 

Glass-Steagall

E. 

Gram-Leach-Bliley

 

14.

Which of the following is a requirement stated by the Sarbanes-Oxley Act? 
 

A. 

This act requires that the Federal Reserve Board take up the task of certifying public accountants.

B. 

This act requires firms to separate their consulting and auditing businesses.

C. 

This act limits the types of assets commercial banks can buy.

D. 

This act limits the use of derivative instruments.

E. 

This act requires that firms employ their own private accountants.

 

15.

Stanley is an executive of Fit Corp., a chain of fitness clubs. For years, he successfully hid illegal and misleading accounting practices, but eventually, he was exposed and punished with a jail sentence under the _____ Act. 
 

A. 

Gramm-Leach-Bliley

B. 

Glass-Steagall

C. 

Dodd-Frank

D. 

Sarbanes-Oxley

E. 

Celler-Kefauver

 

16.

All of the following contributed to the financial crisis in 2008 EXCEPT 
 

A. 

government bailouts.

B. 

questionable lending practices.

C. 

excessive risk taking.

D. 

investments based on subprime mortgages.

E. 

declining housing prices.

 

17.

The _____ Act limits the types of assets commercial banks can buy; the amount of capital they must maintain; and the use of derivative instruments such as options, futures, and structured investment products. 
 

A. 

Sarbanes-Oxley

B. 

Dodd-Frank

C. 

Glass-Steagall

D. 

Gramm-Leach-Bliley

E. 

Celler-Kefauver

 

18.

_____ accounting involves analyzing financial documents in search of fraudulent entries or financial misconduct. 
 

A. 

Financial

B. 

Management

C. 

Operational

D. 

Forensic

E. 

Tax

 

19.

Kevin works for the Internal Revenue Service. His main responsibility is rooting out evidence of cooked books at major companies. Kevin is a _____ accountant. 
 

A. 

criminal

B. 

private

C. 

forensic

D. 

certified public

E. 

noncertified

 

20.

Jordan has been an accountant for many years. Since the accounting scandals in 2000, his firm added fraud-detection services, and Jordan decided to focus on these services. Which of the following organizations could certify Jordan, so he can focus on detecting fraud? 
 

A. 

the Internal Revenue Service

B. 

the Federal Bureau of Investigation

C. 

the Association of Certified Fraud Examiners

D. 

the Federal Reserve Board

E. 

the Association of Fighting Fraud

 

21.

Vikram is an accountant employed by a large corporation. He works for the billing and taxation department, preparing and analyzing the company's financial statements. He is most likely to be a _____ accountant. 
 

A. 

public

B. 

private

C. 

legal

D. 

junior

E. 

senior

 

22.

Which of the following types of accountants has titles such as controller, tax accountant, and internal auditor? 
 

A. 

private accountants

B. 

certified public accountants

C. 

forensic accountants

D. 

certified fraud examiners

E. 

noncertified accountants

 

23.

Carleigh is a private accountant who passed a rigorous examination by the Institute of Management Accountants. After passing this examination, Carleigh is a 
 

A. 

forensic accountant.

B. 

certified private accountant.

C. 

certified public accountant.

D. 

noncertified management accountant.

E. 

certified management accountant.

 

24.

Dexter works for a publishing company, recording its routine, day-to-day business transactions. His main responsibility is obtaining and recording the information his company needs to analyze its financial position. Based on this description, Dexter is most likely a(n)

 
 

A. 

accountant.

B. 

financial manager.

C. 

certified fraud examiner.

D. 

bookkeeper.

E. 

federal agent.

 

25.

Which of the following statements is true of bookkeeping? 
 

A. 

Bookkeeping involves understanding and interpreting sophisticated accounting systems to classify financial information.

B. 

Bookkeeping involves developing sophisticated accounting systems.

C. 

Bookkeeping is a process that requires extensive training.

D. 

Bookkeeping is a broader term than accounting.

E. 

Bookkeeping is much more mechanical than accounting.

 

26.

Carol is an accountant who completed course work beyond a basic four- or five-year college accounting degree. Which of the following is something Carol's additional training allows her to do? 
 

A. 

complete the complex mechanical tasks associated with recording a company's day-to-day business transactions

B. 

understand, interpret, and even develop the sophisticated accounting systems necessary to classify and analyze complex financial information

C. 

simply to obtain and record financial information

D. 

become a certified management accountant

E. 

specialize in forensic accounting

 

27.

Harold owns a chain of coffee shops. He hires accountants to summarize the information from his company's business transactions into a financial statement. Which of the following is a reason Harold would use a financial statement? 
 

A. 

to pinpoint areas of employee weakness

B. 

to pinpoint individual employee successes

C. 

to determine who to promote

D. 

to aid in internal planning and control

E. 

to determine the types of customers the company has

 

28.

_____ is the movement of money through an organization over a daily, weekly, monthly, or yearly basis. 
 

A. 

Expenses trajectory

B. 

Income trajectory

C. 

Assets flow

D. 

Liabilities flow

E. 

Cash flow

 

29.

The principal value of a budget lies in its 
 

A. 

breakdown of cash inflows and outflows.

B. 

forecast of income and expenses over a period of time.

C. 

purpose of control over expenditures.

D. 

evaluation of the firm's performance.

E. 

development of a strategic financial plan.

 

30.

Deviations between expected operating expenses and _____ serve as a "feedback loop" to launch more detailed financial analyses in an effort to pinpoint trouble spots and opportunities. 
 

A. 

fixed operating costs

B. 

variable operating costs

C. 

operating revenues

D. 

basic operating costs

E. 

overhead operating expenses

 

31.

Gary's Gadgets hired a managerial accountant to help forecast the company's expenses and income for its first year in business. This plan for how Gary's Gadgets plans to move from Point A to Point B over the course of the year is its 
 

A. 

budget.

B. 

schedule.

C. 

agenda.

D. 

mission.

E. 

annual report.

 

32.

The single most important component of an annual report is the 
 

A. 

balance sheet.

B. 

income statement.

C. 

cash flow statement.

D. 

signature of a certified public accountant.

E. 

signature of the firm's owners or stakeholders.

 

33.

Potential investors typically study the _____ in a firm's annual report to determine whether the company meets their investment requirements. 
 

A. 

product list

B. 

growth plans

C. 

mission statement

D. 

corporate information

E. 

financial statements

 

34.

Small Bank, a short-term lender, examines Frank's Kitchen Fixtures' _____ to assess its ability to repay a loan quickly with cash generated from sales. 
 

A. 

indebtedness

B. 

profitability

C. 

cash flow

D. 

assets

E. 

cash equity

 

35.

Thomson is a manager at a bank. He has to decide whether to lend $10,000 to Safe Toys, a company that produces toys that don't have a choking hazard. He should

 
 

A. 

approve the loan application without checking the company's credibility.

B. 

review the company's financial statements.

C. 

prepare an organizational budget.

D. 

report the organization's financial performance to outsiders.

E. 

turn down the loan application.

 

36.

When lending money, a long-term lender is more interested in a company's _____ and indebtedness to other lenders. 
 

A. 

operating revenues

B. 

interest rates

C. 

profitability

D. 

mission statement

E. 

vision statement

 

37.

Kerry works for a large technology company as an engineer. As an employee, why should he look at his company's financial statements? 
 

A. 

to ensure that his job is secure

B. 

to see what his co-workers are making

C. 

to get a sense of how competitive companies pay their employees

D. 

to determine if his company needs his help to succeed

E. 

to establish reasonable expectations for salary and other benefit requests

 

38.

Emily's Embellishments, a craft store, displays various types of paper, stickers, glue sticks, yarn, canvases, paints, and other craft supplies on shelves. These items are examples of the company's 
 

A. 

equity.

B. 

liabilities.

C. 

assets.

D. 

profits.

E. 

features.

 

39.

What is meant by owners' equity? 
 

A. 

It refers to a firm's economic resources.

B. 

It refers to a firm's "goodwill" or reputation.

C. 

It refers to debts a firm owes to others.

D. 

It refers to outstanding loans and credit that a firm has to return.

E. 

It refers to the money contributed to a firm that never has to be paid back.

 

40.

What are the fundamentals of the accounting process? 
 

A. 

journals and ledgers

B. 

the accounting equation and the double-entry bookkeeping system

C. 

the accounting equation and the accounting cycle

D. 

the double-entry bookkeeping system and the accounting cycle

E. 

ledgers and financial statements

 

41.

Ian got a loan from the Small Business Administration to start his own house contracting business. This loan is a(n) 
 

A. 

asset.

B. 

benefit.

C. 

expense.

D. 

transaction.

E. 

liability.

 

42.

When Harvey opened Harvey's Hardware Store, he convinced his family and friends to invest in the store. They invested money and assets to help him start and grow his business. The money and assets these investors contributed to Harvey's store comprise his 
 

A. 

owners' equity.

B. 

assets.

C. 

liabilities.

D. 

stock.

E. 

bonds.

 

43.

Which of the following equations is equivalent to the accounting equation? 
 

A. 

equity = liabilities - assets

B. 

owners' equity = assets - liabilities

C. 

revenues - expenses = net income

D. 

net income = expenses - revenues + taxes

E. 

profit = sales - revenues

 

44.

Double-entry bookkeeping is a system of recording and classifying business transactions 
 

A. 

by the amount of the transaction.

B. 

in separate accounts in order to balance the accounting equation.

C. 

in all accounts including those that do not maintain the accounting equation.

D. 

in general ledgers.

E. 

in the same account.

 

45.

Connor is using the double-entry bookkeeping system to account for all the transactions during his first month in business as an electrician. All of the following could be specific asset categories for Connor EXCEPT 
 

A. 

supplier credit.

B. 

cash.

C. 

tools.

D. 

inventory.

E. 

equipment.

 

46.

Which of the following is the first step in the accounting cycle? 
 

A. 

record transactions

B. 

examine source documents

C. 

post transactions

D. 

prepare financial statements

E. 

generate annual reports

 

47.

What is the last step that must be taken before a firm's books can be closed for an accounting cycle? 
 

A. 

The annual reports must be prepared.

B. 

The journal must be filled out.

C. 

The information from the journal must be transferred to the ledger.

D. 

A certified public accountant must attest that generally accepted accounting principles were used.

E. 

The trial balance must be verified.

 

48.

In the accounting cycle, after examining source documents and recording transactions in an accounting journal, what is the next step taken by a financial manager? 
 

A. 

closing the books

B. 

posting recorded transactions

C. 

gathering credit card receipts

D. 

preparing a trial balance

E. 

balancing the accounting equation

 

49.

Nina, a manager at a small restaurant, is engaged in conducting the accounting cycle. She begins by examining checks, credit card receipts, sales slips, and other related evidence concerning specific transactions. Which of the following steps should she follow immediately after this step? 
 

A. 

She must prepare the annual reports.

B. 

She must record the financial transactions in a journal.

C. 

She must transfer the information from the journal to a ledger.

D. 

The hired certified public accountant must attest that generally accepted accounting principles were used.

E. 

She must use the information from the trial balance to prepare the financial statements.

 

50.

Nancy owns a bakery. She has already gathered and examined the checks, credit card receipts, sales slips, and other related evidence concerning specific transactions. She has also recorded each financial transaction in a journal and transferred that information into a ledger. What must Nancy do at the end of the accounting period? 
 

A. 

She must check her journal for mistakes.

B. 

She must prepare a trial balance.

C. 

She must recheck all her source documents.

D. 

She must attest that she used generally accepted accounting principles.

E. 

She must throw away her ledger and start over.

 

51.

Which of the following is true regarding financial statements? 
 

A. 

All financial statements follow precisely the same format.

B. 

There is an international set of rules that businesses must follow when preparing financial statements.

C. 

All industries use the same generally accepted accounting principles to develop financial statements.

D. 

One size definitely does not fit all.

E. 

There is a template businesses are required to use when preparing financial statements.

 

52.

An accounting term that is interchangeable with revenue is 
 

A. 

services.

B. 

expenses.

C. 

net income.

D. 

sales.

E. 

price.

 

53.

An income statement shows 
 

A. 

a company's assets, liabilities, and equity.

B. 

an organization's profitability over a period of time.

C. 

a company's variable costs at a particular point in time.

D. 

how much income each employee earned.

E. 

how much income the CEO earns per year.

 

54.

Cole owns a large chain of grocery stores. A significant part of his job is determining the amount of income left after taxes and whether the company will retain this income or pay it out in dividends to its stockholders. The income in this scenario is _____ income. 
 

A. 

gross

B. 

profit

C. 

service

D. 

net

E. 

operating

 

55.

_____ is the total amount of money received from the sale of goods or services, as well as from other business activities such as the rental of property and investments. 
 

A. 

Profit

B. 

Expense

C. 

Net income

D. 

Revenue

E. 

Price

 

56.

Nonbusiness entities typically obtain revenue through

 
 

A. 

the sale of goods.

B. 

the sale of services.

C. 

the rental of property.

D. 

investments.

E. 

donations.

 

57.

Do-It-Yourself Home Repair Shop started the accounting period with $10,000 worth of shovels in inventory. During the accounting period, it purchased $5,000 worth of shovels and sold $7,500 worth. In this scenario, what is the cost of goods sold?

 
 

A. 

$2,500

B. 

$5,000

C. 

$7,500

D. 

$10,000

E. 

$15,000

 

58.

Leslie owns a childcare company. Since this market is competitive, she has hired an advertising and sales manager to make sure potential customers know about her company. As a result, she must pay for advertising materials and her advertising and sales manager's salary. These expenses would be classified as _____ expenses. 
 

A. 

selling

B. 

general

C. 

development

D. 

interest

E. 

administrative

 

59.

In the context of expense accounts, salaries of executives and their staff are included under the category of _____ expenses. 
 

A. 

interest

B. 

retained

C. 

general and administrative

D. 

research and development

E. 

depreciation

 

60.

Hannah has borrowed money from a bank to start her new hair salon and spa. Her direct costs of borrowing this money is known as her _____ expenses. 
 

A. 

interest

B. 

selling

C. 

general and administrative

D. 

research and development

E. 

depreciation

 

61.

The process of spreading the costs of long-lived assets such as buildings and equipment over the total number of accounting periods in which they are expected to be used is called  
 

A. 

depreciation.

B. 

gross profit.

C. 

budget.

D. 

net income.

E. 

revenue.

 

62.

Depreciation, a type of expense account, is included in the _____ category. 
 

A. 

interest

B. 

selling

C. 

general and administrative

D. 

research and development

E. 

retained

 

63.

Craig's Construction Company bought a crane for $200,000, which it expects to be able to use for 50 years. Rather than showing an expense of $200,000 in the first year and no expense for the crane over the next 49 years, Craig can report depreciation expenses of _____ per year in each of the next 50 years because that better matches the cost of the machine to the years it is used. 
 

A. 

$400

B. 

$200,000

C. 

$10,000

D. 

$40,000

E. 

$4,000

 

64.

Derek, an accountant, allocates the cost of a piece of earth-moving equipment over a specific period of time. Based on the given information, it can be concluded that Derek is implementing the process of 
 

A. 

cost plus pricing.

B. 

appreciation.

C. 

discounting.

D. 

expense designation.

E. 

depreciation.

 

65.

Which of the following is true of a piece of equipment when it is fully depreciated? 
 

A. 

It has a zero value on the firm's balance sheet.

B. 

It needs to be auctioned off.

C. 

It can no longer be used.

D. 

It is economically worthless.

E. 

It will still appear on the firm's balance sheet with a required minimum amount.

 

66.

Net income is 
 

A. 

earnings after all expenses have been deducted.

B. 

valuation of assets after all taxes are paid.

C. 

liabilities after taxes.

D. 

expenses after taxes.

E. 

cash disbursements after taxes.

 

67.

Pals with Paws, a small pet store, is trying to determine its net income. To figure out this value, the company should equate the total profit or loss minus 
 

A. 

assets and liabilities.

B. 

equity.

C. 

sales.

D. 

expenses, including taxes.

E. 

income and profits.

 

68.

Which of the following are the results of calculations made from the revenues and expenses accounts? 
 

A. 

interest and taxes

B. 

assets and liabilities

C. 

earnings and equity

D. 

gross profit and net income

E. 

inventory and profits

 

69.

Companies record their _____ activities in the revenue and expense accounts during an accounting period. 
 

A. 

operational

B. 

managerial

C. 

administrative

D. 

research

E. 

developmental

 

70.

At the end of each accounting period, the dollar amounts in all the revenue and expense accounts are moved into an account called 
 

A. 

net earnings.

B. 

net expense.

C. 

interest expense.

D. 

retained expense.

E. 

retained earnings.

 

71.

Gamers Inc., a videogame company, has decided to pay dividends to its shareholders. Which of the following accounts will doing so decrease? 
 

A. 

its revenue and expense accounts

B. 

its checking and savings accounts

C. 

its cash and capital accounts

D. 

its liabilities and equity accounts

E. 

its assets and stock accounts

 

72.

The _____ presents a snapshot of an organization's financial position at a given moment. 
 

A. 

profit margin

B. 

statement of cash flows

C. 

net income

D. 

per share data

E. 

balance sheet

 

73.

Which of the following statements is true of the balance sheet? 
 

A. 

It represents the result of transactions completed over a specified accounting period.

B. 

It represents all transactions conducted by an organization since its founding.

C. 

It represents an organization's profitability over a period of time.

D. 

It represents the overall revenues of an organization.

E. 

It represents how the company's cash changed during an accounting period.

 

74.

Molly is preparing a balance sheet for her pet grooming company. Following long-established traditions, she lists items on her balance sheet on the basis of their 
 

A. 

competitive value.

B. 

perceived market value.

C. 

present values minus accumulated depreciation.

D. 

present values.

E. 

original cost minus accumulated depreciation.

 

75.

Which of the following is one of the most common format for balance sheets? 
 

A. 

horizontal

B. 

vertical

C. 

diagonal

D. 

revised

E. 

modern

 

76.

All asset accounts are listed in descending order of 
 

A. 

investments.

B. 

inventory.

C. 

revenues.

D. 

liquidity.

E. 

accounts receivable.

 

77.

_____ refers to money owed a company by its clients or customers who have promised to pay for the products at a later date. 
 

A. 

Accounts payable

B. 

Accounts receivable

C. 

Current assets

D. 

Current liabilities

E. 

Balance sheet

 

78.

Melanie manages a used car dealership that allows customers to buy cars for no money down and pay in installments throughout the year. Her company builds in a bad-debts adjustment that is deducted from the accounts receivable balance to present a more realistic view of the payments likely to be received in the future for these cars. The payments the company expects to receive are called 
 

A. 

current assets.

B. 

net receivables.

C. 

temporary investments.

D. 

inventory payments.

E. 

gross receivables.

 

79.

_____ represent a commitment of organizational funds of at least one year. 
 

A. 

Current assets

B. 

Fixed assets

C. 

Temporary investments

D. 

Inventory

E. 

Accounts receivable

 

80.

All of the following are items that are classified as fixed assets EXCEPT 
 

A. 

temporary investments.

B. 

equipment.

C. 

reputation.

D. 

trademarks.

E. 

corporate "goodwill."

 

81.

A company's assets that are used or converted into cash within the course of a calendar year are called 
 

A. 

fixed assets.

B. 

long-term assets.

C. 

equity.

D. 

current assets.

E. 

current liabilities.

 

82.

Which of the following is an asset in the balance sheet? 
 

A. 

accrued expenses

B. 

accounts payable

C. 

accounts receivable

D. 

taxes payable

E. 

wages payable

 

83.

A company's financial obligations to short-term creditors, which must be repaid within one year, are called its 
 

A. 

current assets.

B. 

equity.

C. 

net profit.

D. 

current liabilities.

E. 

accounts payable.

 

84.

Tom is completing a balance sheet for his home improvement company. He must include the amounts he owes to suppliers for lumber, tools, equipment, and other materials that he purchased with credit. These liabilities are called 
 

A. 

accounts receivable.

B. 

current liabilities.

C. 

inventory.

D. 

accrued expenses.

E. 

accounts payable.

 

85.

An account that represents all unpaid financial obligations incurred by an organization is called 
 

A. 

current assets.

B. 

accounts payable.

C. 

cost of goods sold.

D. 

accrued expenses.

E. 

long-term liabilities.

 

86.

_____ includes the owners' contributions to a company along with income earned by the company and retained to finance continued growth and product development. 
 

A. 

Owners' equity

B. 

Owners' assets

C. 

Owners' liabilities

D. 

Revenue

E. 

Profits

 

87.

Each type of stock issued by a company represents a different claim on the organization, thus each must be represented by a separate owners' equity account called 
 

A. 

deferred revenue.

B. 

contributed capital.

C. 

insurance revenue.

D. 

accounts payable.

E. 

accrued taxes.

 

88.

The financial statement that explains how a firm's cash changed from the beginning of the accounting period to the end is called the 
 

A. 

statement of cash flows.

B. 

balance sheet.

C. 

income statement.

D. 

master budget.

E. 

profit-loss statement.

 

89.

Paul's Plant Store wants to compute the revenues and expenses for its most recent accounting period to determine if it is making extra cash that it can use to invest in increased long-term capacity or to pay off its debts. To determine this, Paul should calculate cash from _____ activities by combining the changes in the revenue accounts, expense accounts, current asset accounts, and current liability accounts. 
 

A. 

profiteering

B. 

bookkeeping

C. 

financing

D. 

operating

E. 

marketing

 

90.

Which of the following categories of cash flow is calculated from changes in the long-term or fixed asset accounts? 
 

A. 

cash from investing activities

B. 

cash from operating activities

C. 

cash from marketing activities

D. 

cash from financing activities

E. 

cash from profiteering activities

 

91.

Christy's Craft Company is paying off its long-term debt from the bank loan Christy secured to open the business several years ago. What does this scenario indicate? 
 

A. 

Christy's Craft Company has a positive amount of cash from financing activities.

B. 

Christy's Craft Company has a negative amount of cash from financing activities.

C. 

Christy's Craft Company is going out of business.

D. 

Christy's Craft Company has a negative amount of cash from operating activities.

E. 

Christy's Craft Company has a positive amount of cash from investing activities.

 

92.

When Pizza Palace decided to open several new locations, it spent billions of dollars on property and equipment. Which category of cash flow does this best describe? 
 

A. 

cash from profiteering activities

B. 

cash from investing activities

C. 

cash from financing activities

D. 

cash from operating activities

E. 

cash from marketing activities

 

93.

_____ analysis refers to calculations that measure an organization's financial health. 
 

A. 

General

B. 

Specific

C. 

Ratio

D. 

Feedback

E. 

Cash-flow

 

94.

All of the following are true of ratios EXCEPT they 
 

A. 

can be used to weigh and evaluate a firm's performance.

B. 

are not very useful by themselves.

C. 

almost never provide as much useful information as an absolute value.

D. 

usually provide more useful information than an absolute value.

E. 

can show how numbers relate to each other.

 

95.

Which of the following calculations helps managers compare an organization's productivity, profitability, and financing mix with other similar entities? 
 

A. 

feedback analysis

B. 

ratio analysis

C. 

specific analysis

D. 

general analysis

E. 

cash-flow analysis

 

96.

How does ratio analysis relate to the income statement and balance sheet? 
 

A. 

It prevents interested parties from comparing an organization with similar entities.

B. 

It adds complexity to the simplified information in the income statement and balance sheet.

C. 

It makes the information from the income statement and balance sheet more abstract.

D. 

It eliminates the need to reference the income statement and balance sheet.

E. 

It brings the income statement and balance sheet into sharper focus.

 

97.

One of the ways to analyze a company's financial performance is to compare its performance with those of the 
 

A. 

foreign governments.

B. 

manufacturers producing their products.

C. 

companies in the same industry.

D. 

U.S. government.

E. 

suppliers of the raw materials.

 

98.

Profitability ratios measure 
 

A. 

how efficiently a firm uses its assets to generate sales.

B. 

how much debt the firm is using relative to other sources of financing.

C. 

how much operating income or net income a firm is able to generate relative to its assets, equity, and sales.

D. 

the speed with which a company can turn its short-term assets into cash to pay off its short-term debts.

E. 

the performance of the firm relative to others on a per-share basis.

 

99.

Which of the following equations is correct? 
 

A. 

profit margin = net income/sales

B. 

profit margin = assets + liabilities

C. 

profit margin = revenue - expenses

D. 

profit margin = net income/total assets

E. 

profit margin = net income/stockholder's equity

 

100.

Aaron's Automobiles experienced a huge recall on one of its best selling cars, and it had to spend $10 billion to fix all the recalled cars. Which of the following is most likely the result of this unexpected and expensive charge? 
 

A. 

higher profit margin and return on every dollar of revenue

B. 

increased earnings per share and significantly spiked profitability ratios

C. 

decreased earnings per share and significantly reduced profitability ratios

D. 

lower profit margin and higher return on equity

E. 

lower return on equity and higher profit margin

 

101.

A company with a low return on assets 
 

A. 

is making profits.

B. 

does not have debts.

C. 

is not using its assets very productively.

D. 

is lending its assets to other companies.

E. 

invests money in its assets.

 

102.

Return on assets and return on equity are examples of _____ ratios. 
 

A. 

asset utilization

B. 

liquidity

C. 

debt

D. 

profitability

E. 

current

 

103.

Camille's Closets, a closet design company, has a low return on equity. What does this indicate? 
 

A. 

Stockholders will receive high returns.

B. 

The total value of the firm's assets are even lower than the value of the owners' equity.

C. 

Immediate managerial attention is needed.

D. 

The company could go into debt paying off its stockholder dividends.

E. 

The company's debt load will increase.

 

104.

Which of the following equations is used to calculate return on equity? 
 

A. 

return on equity = net income/sales

B. 

return on equity = revenue - expenses

C. 

return on equity = net income/owners' equity

D. 

return on equity = assets + liabilities

E. 

return on equity = net income/total assets

 

105.

Asset utilization ratios measure 
 

A. 

the performance of the firm relative to others on a per-share basis.

B. 

how much income a firm generates relative to its assets, equity, and sales.

C. 

how much debt the firm is using relative to other sources of financing.

D. 

the speed with which a company can turn its short-term assets into cash to pay off its short-term debts.

E. 

how well a firm uses its assets to generate each $1 of sales.

 

106.

Maurice was asked to extend trade credit to a restaurant she hadn't serviced before. She asked to see its balance sheet to determine if it could pay its bills. She divided its current assets by current liabilities to get its 
 

A. 

current ratio.

B. 

receivable turnover.

C. 

inventory turnover.

D. 

earnings per share.

E. 

book value per share.

 

107.

The _____, an asset utilization ratio, indicates how many times a firm collects its accounts receivable in one year. 
 

A. 

inventory turnover

B. 

return on equity

C. 

accounts payable

D. 

receivables turnover

E. 

asset turnover

 

108.

Debbie's Doormats has a high inventory turnover ratio because Debbie frequently sells and replaces her inventory over the course of a year. Which of the following might this scenario indicate? 
 

A. 

great efficiency

B. 

low efficiency

C. 

lost income due to overstocking

D. 

low levels of productivity

E. 

inability to collect payments on credit sales

 

109.

Total asset turnover 
 

A. 

determines the speed with which a company can turn its assets into cash to meet debts.

B. 

compares current (short-term) assets to current liabilities.

C. 

measures the most valuable asset of a company.

D. 

measures the amount of inventory that is required by a company at any point of time.

E. 

measures how well an organization uses all of its assets in creating sales.

 

110.

_____ ratios compare current assets to current liabilities to indicate the speed with which a company can turn its assets into cash to meet debts as they fall due. 
 

A. 

Asset utilization

B. 

Liquidity

C. 

Debt

D. 

Profitability

E. 

Current

 

111.

The measure of liquidity that reflects a company's liquidity ratio after excluding its inventory is the _____ ratio. 
 

A. 

debt utilization

B. 

current

C. 

asset utilization

D. 

receivables turnover

E. 

quick

 

112.

Chloe's Cosmetics doesn't have a lot of inventory. As a result, its _____ ratio is almost exactly the same as its current ratio. 
 

A. 

liquidity

B. 

total asset turnover

C. 

quick

D. 

receivables turnover

E. 

debt utilization

 

113.

_____ ratios provide information about how much debt an organization is using relative to other sources of capital, such as owners' equity. 
 

A. 

Debt utilization

B. 

Quick

C. 

Asset utilization

D. 

Receivables turnover

E. 

Current

 

114.

Which of the following is a debt utilization ratio? 
 

A. 

quick ratio

B. 

current ratio

C. 

inventory turnover ratio

D. 

per share ratio

E. 

times interest earned ratio

 

115.

If a company is relying on borrowing and credit too extensively, this will probably be reflected in the _____ ratio. 
 

A. 

current usage

B. 

past utilization

C. 

debt utilization

D. 

liquid utilization

E. 

fixed asset usage

 

116.

Alma is an investor who wants to compare the performance of one publishing company with another on an equal, or per share, basis. What is a general finding associated with this practice? 
 

A. 

The less shares of stock a company issues, the less income is available for each share.

B. 

When two companies issue the same amount of stock, one will still generate more income than the other.

C. 

The more shares of stock a company issues, the more income is available for each share.

D. 

The amount of shares of stock a company issues has no impact on its income.

E. 

The more shares of stock a company issues, the less income is available for each share.

 

117.

Which of the following explains why the earnings per share ratio is important? 
 

A. 

It determines a company's overall stock price.

B. 

It can be used to compare two similar companies.

C. 

It reveals how much debt a company carries.

D. 

It measures how well an organization can meet its current obligations without selling its inventory.

E. 

It indicates how fast a company can turn its assets into cash.

 

 


Essay Questions
 

118.

What is the difference between a certified public accountant (CPA) and a private accountant?

 
 


 


 


 


 

 

119.

Megan is the managerial accountant of Shield Corp. and has to prepare the financial statements for the current year. Discuss the steps that Megan should take prior to the preparation of the requisite financial statements of the company.

 
 


 


 


 


 

 

120.

Discuss how analysts can use ratio analysis to evaluate a company’s financial performance.

 
 


 


 


 


 

 

Document Information

Document Type:
DOCX
Chapter Number:
14
Created Date:
Aug 21, 2025
Chapter Name:
Chapter 14 Accounting And Financial Statements
Author:
O. C. Ferrell

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